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Scott Maderer

Paying Off $78,000 of Debt on a $55,000 Salary Episode 13
2 April 2026 by
Scott Maderer
Engel Jones

In Episode 13, Scott Maderer opens up about a dark season of financial distress that left him feeling "worthless as a man," battling suicidal thoughts, and nearing the edge of divorce. Working as a school teacher, Scott realized his family was drowning in $78,000 of debt on just a $55,000 salary. Listen in to hear the incredible turning point where divine "nudges" and radical honesty with his wife helped them completely change their lifestyle and pay off their massive debt in under three years. Scott discusses how this transformation led to the creation of his coaching business, Inspired Stewardship, explaining how he moved beyond Dave Ramsey's early influence to build a deeper, biblical approach to money and mindset. He also shares practical wisdom on balancing the "business hat" and "husband hat" in a nearly 30-year marriage, proving that God's guidance can redeem even the most overwhelming financial burdens.

Engel Jones
Engel Jones
Podcast Host

Guest's Bio



In 2011, Scott and his wife Carrie took Inspired Stewardship as a business to serve Christian men and couples that are struggling to live out their calling.  They work to help align the way you use your time, your talent, and your treasures so that you can identify and live a fully authentic life that allows you to live your calling, serve others, and provide for your family.  As certified Human Behavior Senior Consultants and members of the John Maxwell Team, they focus on helping you understand yourself, understand others, and through that understanding build the Kingdom.  In 2017 they took the business full-time offering assistance through one-on-one coaching, speaking, and workshops. His book Inspired Living: Assemble the Puzzle of Your Calling by Mastering Your Time, Your Talent, and Your Treasures was published by Morgan James July 2nd 2024.

Links:

Facebook https://www.facebook.com/InspiredStewardship

Twitter https://twitter.com/StewardCoaching

Instagram https://www.instagram.com/stewardcoach/

Pinterest https://www.pinterest.com/stewardcoach/

Linkedin: https://www.linkedin.com/in/csmaderer/

Youtube: https://www.youtube.com/@Inspired_Stewardship

Bluesky: https://bsky.app/profile/inspiredcoach.bsky.social

Website: https://inspiredstewardship.com

Links to purchase the book

https://inspiredlivingbook.com/

Amazon.com

https://www.barnesandnoble.com/w/inspired-living-c-scott-maderer/1144135862?ean=9781636983400

https://www.booksamillion.com/p/Inspired-Living/C-Scott-Maderer/9781636983400?id=9012681501516

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Scott Maderer
Engel Jones 2 April 2026
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